What is title insurance and how does it protect me as a home buyer? What does title insurance cover and what are the benefits of having it? Who pays for title insurance and is it a one-time cost or an ongoing expense? What is the difference between title insurance and other forms of insurance, such as homeowner’s insurance? How do I know if I need title insurance and what should I look for when choosing a title insurance provider? Are there any potential risks associated with not having title insurance?